Greenozi's concern (as pointed out in the article I referred to) is the possibility of significant heat stratification in the lower part of the tank during a part of the day which will allow Legionella can proliferate. The top layer might be hot enough to be bacteriocidal but this not reflect the range of tank conditions.
This can occur for a number of reasons e.g. increased demand, element located at the middle of the tank, themostat position, source of heating etc
The study I quoted was Canadian - perhaps tanks in Australia are better designed to prevent this problem from occurring.


